Services
Here at UFCC, we provide a variety of loan options tailored to meet your specific financial needs. Browse through our loan categories below to find the solution that works best for you. Each loan type includes a detailed description, its benefits, eligibility criteria, and required documents. Ready to take the next step? Click "Apply Now" under your desired loan category.
Teachers' Loan
This loan is designed to support educators with financial assistance tailored to their needs. Whether you’re looking to fund personal projects, invest in professional development, or cover unexpected expenses, our Teachers Loan has you covered.
- Tailored for teachers' salary schedules.
- Low interest rates.
- Simple repayment options.
- Fast approval process.
- Must be a licensed teacher or employed in the education sector.
- Minimum employment tenure of six months.
- Valid government-issued ID.
- Proof of employment (e.g., school ID or certificate of employment).
- Latest payslip.
A quick and convenient solution for employed individuals to manage urgent expenses. Our Salary Loan offers financial flexibility without the hassle.
- Loan amount depends on your monthly salary.
- Convenient repayment through salary deductions.
- Quick processing and disbursement.
- Currently employed with at least six months of continuous service.
- Must be between 21 and 60 years old.
- Valid government-issued ID.
- Certificate of employment.
- Recent payslip or income proof.
Salary Loan
Partnership Loan
Exclusive loan packages available through our partnerships with select companies. These loans come with special benefits tailored to employees of our partner organizations.
- Preferential interest rates.
- Enhanced loan limits.
- Streamlined application process.
- Employee of a partner company.
- Meet the specific criteria outlined by the partnership.
- Company ID or certificate of employment.
- Recent payslip.
- Valid government-issued ID.
Our Real Estate Mortgage loan is perfect for individuals looking to invest in property, refinance, or fund home improvements. Secure your future with this reliable option.
- Higher loanable amounts.
- Lower interest rates due to collateral.
- Long repayment terms.
- Property must be within our covered areas.
- Applicant must have stable income or business revenue.
- Valid government-issued ID.
- Proof of income or business registration.
- Property title and appraisal report.
Real Estate Mortgage (REM) Loan
Allotee Loan
Designed for government and private employees receiving allotments. This loan simplifies access to financial resources based on your allotment schedule.
- Automatic deductions from allotments.
- Low interest rates.
- Hassle-free application process.
- Affordable repayment options.
- Dedicated financial support for allottees.
- Must be an allottee of an overseas worker or similar role.
- Provide proof of remittances or allottee status.
- Valid government-issued ID.
- Proof of remittance.
- Certification as an allottee (if applicable).
Grow your business with our loans designed for entrepreneurs and small business owners.
- High loan amounts for business growth.
- Flexible repayment schedules.
- Support for expansion, equipment purchase, or working capital.
- Business must be operational for at least one year.
- Registered business entity.
- Business registration certificate.
- Recent financial statements.
- Valid government-issued ID
Business Loans
Cash Advance (For Existing Borrowers)
Existing borrowers can access additional funds quickly and easily through our Cash Advance service. No need for a new application process!
- Immediate access to additional funds.
- Simple application process.
- No additional collateral required.
- Must be a current borrower with good repayment history.
- Existing loan account must be in good standing.
- Valid government-issued ID.
- Active loan account details.
